Author: Sandra K. Johnson, Ph.D.

This blog is a two-part series on blockchain, a game-changing distributed ledger technology (DLT). Part 2 focuses on smart contracts and a description of the plethora of innovations and opportunities enabled by blockchain technology in diverse fields of endeavor. (See Part 1 here.) Blocks in a chain contain a collection of facts. In part one of this overview we focused on facts primarily as data. However,...

This blog is a two-part series on blockchain, a game-changing distributed ledger technology (DLT). Part 1 is an overview of the specifics of blockchain, including a description and example of its implementation. The focus is on the blockchain technology underlying bitcoin. Part 2, to be included in a blog next week, focuses on smart contracts and a description of the plethora...

SEE geeREMIT VIDEO! Many people in developing countries have difficulty making ends meet. They rely on family members and friends in the west to send money home. Remittance solutions are a vital component of the financial infrastructure and an important source of income for millions of families in the world’s 140 developing countries. The World...

The rapid adoption rates of mobile devices have been a catalyst for significant transformation in the financial services industry. In sub-Saharan Africa (SSA), and developing countries globally, more citizens own mobile devices than bank accounts. This enables innovative and creative methodologies for providing financial services to the unbanked. Mobile money has shown considerable promise in...